Let’s create your indie budget, together.
Financial independence is about taking control of your finances and feeling confident and secure in your short-term and long-term financial decisions, knowing that you have a plan to meet your goals.
Philosophy
Budgeting is simply a tool to help you achieve your goals. The act of creating a budget and tracking your spending sheds a light on what you value, providing an understanding of where your money is going and allows you to make the best financial decisions for you and your family.
Budgeting does not need to mean depriving yourself. It allows you to take control of your finances! This is why I don’t shy away from the word budget.
I am here to support you to feel confident and secure with your financial decisions and to provide you with the tools and strategy to meet your goals, whether you want to buy a house, pay off debt, establish emergency savings, save for college, travel more or retire early.
I also understand that not everyone gets as excited by numbers as I do, so my approach is simple, balanced, practical and individualized to meet your personal needs.
I am your accountability partner on your path to feeling independent but I will ensure you never feel alone.
Personal Indie Budget Programs
A partner to help guide you.
A discussion of your goals and priorities.
A spending review and preparation of a monthly budget.
A customized, evolving plan to meet your goals based on your personal needs.
Periodic meetings and accountability check-ins.
Corporate Financial Wellness Programs
Company-sponsored individual sessions for employees
Financial Wellness Webinar
60-75 minute webinar: 10-step path to financial wellness
Financial Wellness Series
30-45 minute webinar series: 6 webinars
Topics: credit, budgeting and saving, student loans, scams and identity theft, first-time home buyers and saving for retirement.
Testimonials
Erica Librach, AFC®
After decades of budgeting and strategic planning in the corporate world, today I guide individuals on a path toward lasting financial independence.
When not crunching numbers, you'll find me walking my dog, playing with clay in the pottery studio, getting dirty in the garden, complaining about my golf game, reading a book or teaching yoga.